Journal of Fintech Studies

Editor-in-Chief:Dr. S. Nakamoto

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Licensing & Open Access

Journal of Fintech Studies is a fully open access journal committed to making research freely available to everyone.

100% Open Access

All articles are immediately and permanently free to read and download. No subscription or registration required.

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Open Access Policy

This journal operates under a Gold Open Access model. This means: • All articles are freely available immediately upon publication • No subscription or pay-per-view fees for readers • Publication costs are covered by Article Processing Charges (APCs) • Authors retain copyright of their work There is no embargo period. Articles are available for free download from the moment they are published online. This ensures maximum visibility and impact for your research. Benefits of Open Access: • Increased citations and research impact • Wider readership beyond academic institutions • Compliance with funder mandates • Public access to publicly funded research

CC BY 4.0 License (Recommended)

The Creative Commons Attribution 4.0 International (CC BY 4.0) license is our default and recommended license. Under this license: • Share: Others may copy and redistribute the material • Adapt: Others may remix, transform, and build upon the material • Any purpose: Including commercial use • Attribution required: Must give appropriate credit This is the most permissive license and maximizes the reach and impact of your research. Learn more at: creativecommons.org/licenses/by/4.0/

CC BY-NC 4.0 License

The Creative Commons Attribution-NonCommercial 4.0 International (CC BY-NC 4.0) license may be available upon request. Under this license: • Share: Others may copy and redistribute the material • Adapt: Others may remix, transform, and build upon the material • NonCommercial: Not for commercial purposes • Attribution required: Must give appropriate credit Note: This license is more restrictive and may limit the reach of your research.

Author Rights

Authors retain copyright of their published articles. By publishing with us, authors grant a non-exclusive license to publish and distribute the work. What Authors Can Do: • Post the published version on personal websites • Deposit in institutional repositories immediately • Share via social media and academic networks • Reuse figures in presentations and teaching • Include in a thesis or dissertation • Use for any non-commercial educational purpose

Reuse Permissions

For Readers and Third Parties: Under CC BY 4.0, anyone may: • Copy and redistribute in any medium or format • Adapt, remix, and transform the material • Use for any purpose, including commercial Attribution Requirements: When reusing content, you must: • Credit the original authors • Provide a link to the license • Indicate if changes were made • Not suggest the licensor endorses you or your use

Need Help Choosing a License?

If you're unsure which license is right for your work, contact our editorial office or visit Creative Commons for more information.

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